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Military Servicemember Resources

You have made a sacrifice for your Country by joining the Military and the Nation, through Congress, has passed laws that protect you, your family, and your ability to serve.

Your Rights as a Servicemember

I've walked in your boots and I get it — nobody in uniform (except maybe the legal guy) is ever going to mention these laws or what they can do for you and your family. Let me break it down here:

These laws entitle you to terminate leases (like apartments, cars, and cell phone plans) you had prior to joining, to have pre-service interest rates on loans and mortgages reduced to 6% for you and your spouse (including those on all student loans), and to special protections against liens, collections, evictions, foreclosures, default judgments, family court judgments, and the loss of health or life insurance.

Key Protection

6%

Maximum interest rate on pre-service loans and mortgages for active duty servicemembers and spouses

Servicemember's Civil Rights Provide You With Financial Protection

Just by being on active duty (or called to active duty as part of the Guard or Reserve), you're entitled to these protections. It doesn't matter where you are — if you're eating MRE's in some far-flung hell-hole, or you're a Stateside military paralegal who lives right next to the lender who is trying to rip off your spouse. It's Federal law.

What often happens is that mortgage servicers, homeowner's associations, apartment complexes, banks, car dealers, self-storage unit owners, and the like will ignore these federal protections because they're difficult and inconvenient. These laws require things like swearing under oath that you're in the military and appointing a special attorney to represent you in any civil court proceeding. They require lenders to adjust their interest rates downward — which they DON'T like — and for landlords to suck it up if you need to move early.

Fortunately, these laws make violators pay! But, nobody knows what's going on unless YOU take the first step to figure out whether what they're doing is ok — or not. That's where we come in. If you think something is weird or someone isn't respecting your Servicemember's Civil Rights, call us to find out — for Free — what's up.

Key Servicemember Protections

Federal law provides powerful protections for active duty servicemembers and their families.

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Lease Termination

Terminate pre-service leases including apartments, cars, and cell phone plans when called to active duty.

Covers:

  • Apartment and housing leases
  • Vehicle leases
  • Cell phone contracts
  • Other pre-service agreements
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Interest Rate Reduction

Pre-service interest rates on loans and mortgages must be reduced to 6% for you and your spouse.

Applies to:

  • Mortgages
  • Student loans (all types)
  • Credit cards
  • Auto loans
  • Other pre-service debt
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Protection from Actions

Special protections against adverse financial and legal actions while on active duty.

Protections include:

  • Liens and collections
  • Evictions
  • Foreclosures
  • Default judgments
  • Family court judgments
🏥

Insurance Protection

Protection against the loss of health or life insurance during active duty service.

Covers:

  • Health insurance continuation
  • Life insurance protection
  • Reinstatement rights
  • Premium protections

How We Can Help

Not only does the law provide for criminal penalties for violators, it also entitles you to sue the violator in order to fix what they did wrong and to pay attorney fees if we win.

1

Free Case Evaluation

Call us to find out — for Free — if your Servicemember's Civil Rights are being violated. We'll review your situation at no cost.

2

Contingency Representation

We take these cases on contingency, which means it doesn't cost you any money up-front. You only pay if we win your case.

3

The Violator Pays

When we win, the law requires the violator to pay attorney fees, fix what they did wrong, and potentially face criminal penalties.

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No Up-Front Cost

Free case evaluations and contingency-based representation.

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Criminal Penalties

Violators face criminal penalties under federal law.

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Corrective Action

Courts can order violators to fix what they did wrong.

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Attorney Fees Covered

The violator pays your attorney fees when we win.

Think Your Rights Are Being Violated?

Being a Military Servicemember carries with it responsibilities — but also special rights. The nation wants you to have, use, and enforce your servicemember's civil rights. Get in touch with us right now to find out how these laws can help you!

Call Us: 888-488-4331 Email Us

Free case evaluations. Contingency-based representation. No up-front costs.

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Important Legal Notice

The information on this advertising website is not intended to serve as legal advice or as a guarantee, warranty, or prediction regarding the outcome of any particular legal matter. Visiting this site does not constitute the formation of an attorney/client relationship or the establishment of any other type of agreement that implies that legal representation has been offered or accepted. In some cases, clients may agree to be liable for costs and/or pay fees on an hourly, flat, or contingent basis.