Stop letting a low credit score hold you back. Our proven credit repair process challenges inaccurate, unfair, and unverifiable items on your credit report — so you can qualify for better rates, get approved faster, and live life on your terms.
You deserve better. Here's what you're missing out on:
Your dream home is within reach — but lenders see your credit score first.
Paying thousands extra in interest because of past credit mistakes.
Tired of getting declined for cards with the best rewards and benefits.
Some employers check credit reports — don't let your past limit your future.
The good news? Many items on your credit report can be challenged and removed.
Fix My Credit Now - $99/moOur experts dispute errors, inaccuracies, and unverifiable items including:
We've made fixing your credit as easy as 1-2-3. No complicated process, no confusing paperwork.
Complete our simple online form and securely share your credit reports from all three bureaus. Takes less than 10 minutes.
Our credit specialists analyze your reports, identify disputable items, and file customized disputes with all three credit bureaus.
As items are removed or corrected, you'll see your credit score rise. Most clients see results within 30-45 days.
Join thousands of clients who've transformed their credit
Simple monthly pricing. No hidden costs. No surprises.
Everything you need to repair your credit
30-Day Money-Back Guarantee
Affordable monthly pricing with no setup fees or cancellation penalties.
GetWellHelp was founded on a simple belief: everyone deserves a fair chance at financial success. We help Americans take control of their credit and unlock new opportunities.
Our team of credit specialists, legal experts, and consumer advocates work tirelessly to challenge inaccurate, unfair, and unverifiable items on your credit reports. We use proven strategies that comply with the Fair Credit Reporting Act (FCRA) and Fair Debt Collection Practices Act (FDCPA).
Unlike other credit repair companies that lock you into expensive monthly contracts, we believe in simple, transparent pricing. One fee. One goal. Better credit.
We measure success by the items we remove and the scores we improve.
Your success is our success. We're with you every step of the way.
All our methods comply with federal and state consumer protection laws.
Everything you need to know about our credit repair service.
Absolutely. Credit repair is 100% legal and protected by federal law. The Fair Credit Reporting Act (FCRA) gives every American the right to dispute inaccurate, unfair, or unverifiable information on their credit reports. Credit bureaus are required by law to investigate disputes and remove items they cannot verify.
At $99/month, we offer professional credit repair services at a competitive rate with no setup fees and no cancellation penalties. Credit repair is an ongoing process that requires continuous work with credit bureaus and creditors. Our monthly fee covers personalized dispute strategies, follow-up communications, and dedicated support throughout your credit repair journey.
Most clients see their first results within 30-45 days after we submit disputes. By law, credit bureaus have 30 days to investigate and respond. The complete credit repair process varies by individual — some clients may need only a few months, while others with more complex credit histories may work with us for 12-24 months to achieve their goals. We'll give you a realistic timeline based on your specific situation.
Any item that is inaccurate, unverifiable, or unfairly reported can potentially be removed. This includes collections, late payments, charge-offs, bankruptcies, foreclosures, repossessions, hard inquiries, judgments, and tax liens. Even items that are technically accurate can sometimes be removed if the creditor cannot provide proper documentation.
While we cannot guarantee specific results (no legitimate company can), Many of our clients see score improvements. Results depend on your specific situation and what items are on your report. We offer a 30-day money-back guarantee if you're not satisfied with our service.
Yes, you have the legal right to dispute items yourself for free. However, the process can be time-consuming, confusing, and easy to mess up. Our specialists know exactly how to word disputes, what documentation to request, and how to follow up effectively. Most DIY disputes get rejected because of technical errors we help you avoid.
You'll need copies of your credit reports from all three bureaus (Experian, TransUnion, and Equifax), a valid ID, and proof of address. We'll guide you through getting your free reports from AnnualCreditReport.com if you don't already have them.
Yes! We offer a 30-day satisfaction guarantee. If you're not happy with our service within the first 30 days, we'll refund your first month's payment in full. We stand behind our work and want you to feel confident in your decision.
Absolutely. We use bank-level 256-bit SSL encryption to protect your data. We never sell or share your personal information with third parties. Your privacy and security are our top priorities.
Once we file your disputes, the credit bureaus have 30 days to investigate. They'll contact the creditors to verify the disputed information. If the creditor cannot verify the item, it must be removed. We monitor responses and file follow-up disputes as needed as part of your ongoing service.
Still have questions? We're here to help.
Take the first step toward better credit today. Our team is ready to help you understand your options and get started.
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Join thousands of Americans who've taken control of their credit with GetWellHelp. For just $99/month, you can start your journey to better credit, lower interest rates, and more financial opportunities.